Teilverkauf One is an information portal for anyone who wants to gain financial freedom in retirement without selling their home entirely. At teilverkauf.one, homeowners can learn how a partial property sale (Teilverkauf) works: instead of selling the entire house, apartment or plot of land, only a share - often up to 50 percent - is sold to a partial-sale provider. In return, the current owner receives a one-off payment, remains registered in the land registry as a co-owner, and is allowed to keep living in and using the property exactly as before. For the share that has been sold, the owner typically pays a usage fee to the new co-owner.
The model is aimed mainly at people who are retired or close to retirement, who own a valuable, often mortgage-free home but whose savings or pension are not enough to cover larger expenses such as renovations, medical care, supporting family members, or simply making retirement more comfortable.
Teilverkauf One explains in plain language which freedoms are preserved with a partial sale, such as a lifelong right of residence, and what owners should watch out for before signing a contract, including the usage fee, buy-back options, and the overall cost compared with a traditional mortgage or a reverse mortgage. The goal of the portal is to help older homeowners and their families decide whether a partial sale is the right solution for staying in their familiar home while still gaining financial flexibility.
Teilverkauf.one provides independent information, comparisons of different providers, and practical tips for the first conversation with a partial-sale company. This allows owners to make an informed decision rather than relying solely on the marketing promises of individual providers, and to plan a worry-free retirement in their own home.
Many property owners want financial independence in retirement but are too emotionally attached to their home to sell it outright. Teilverkauf One arranges the partial sale of houses, apartments or land (typically 10-50%), so owners gain liquidity while remaining the sole occupant and paying only a usage fee.